It is not something you want to think about, but there is a possibility one day your dog will bite a friend or total stranger. When this occurs, there are some things you want to take care of at the scene, including providing the victim with your dog bite insurance information.
If you start freaking out, your dog might freak out even more. It is crucial to stay calm and to keep your dog away from the accident.
Determine What Medical Help Is Needed
Depending on the severity of the bite, the affected individual may need advanced medical treatment. Contact an ambulance if that is the case.
Exchange Contact Information
An insurance policy can help cover the victim’s medical expenses. It is always important to offer to pay for any bills incurred from the bite. This may make the victim more likely to forego taking this incident to court, where even greater bills are brought up. It can even be wise to acquire contact information for any witnesses in case you need additional testimony for what exactly went down.
There might be a lot running through your mind if your dog bites someone. However, by keeping a level head, everyone can get through this all right. Maintain peace of mind by having an up-to-date dog bite insurance policy.
Millions of people are bitten by dogs every year. Each bite ranges in severity, and while having dog bite homeowners insurance can come in handy in these situations, prevention is often more important. Take the following steps to stop your dog from biting altogether.
Recognize When Your Dog Is About to Bite
Dogs are most likely to bite when they are feeling aggressive or scared. If your dog tenses up and stares at something, then it might be getting ready to bite. Dogs also typically bite out of fear. If your dog starts cowering and tucks its tail between its legs, then it may bite because it feels like it cannot escape a frightening scenario.
Have a Professional Train Your Dog
You can take your pooch to the vet in order to see if there is a medical explanation for why your dog is biting either in play or in aggravation. Sometimes a dog just needs to be trained so that it learns not to bite people. Teaching your dog some basic commands such as “Sit” or “Stay” can also be very beneficial in preventing bites.
Sometimes a dog, no matter how well-trained it is, will still bite for no real reason. Having dog bite homeowners insurance is always good to have in your back pocket for these kinds of situations.
Did you know that the moment your pet attacks and bites a person they are considered to be a dangerous dog? It doesn’t matter what breed they are or what kind of temperament they normally have, all it takes is for one bite and you could end up having to pay out thousands or hundreds of dollars to the victim. Since you can’t always be there to monitor your pet or to prevent this type of situation from occurring, it is a good idea for you to invest in a dangerous dog liability insurance policy.
Keep Your Pet Insurance Policy Current
Just like humans, your dog has feelings and at times may not want to be bothered. In some cases, if they are exposed to a situation or people they are not comfortable with, they are more likely to act out aggressively without warning. You are no mind reader, and you certainly can’t ask your pet what s wrong. The best thing you can do is to make sure that your dangerous dog liability insurance is up to date before you allow your pet to go anywhere.
Don’t assume that this is an expense that you can afford to eliminate from your budget. Because the moment your dog attacks someone else, you have to find a way to pay for any legal and medical expenses that arise from the situation. Be smart and play it safe by getting a pet insurance policy you can rely on.
Nearly 900,000 people seek medical attention each year due to dog bites, according to the Centers for Disease Control and Prevention. As a result, in 2014 alone some $32,072 was paid out for claims. That number is up more than 67 percent over the previous decade. To protect yourself from potential suits, dog bite insurance can be purchased to specifically covers claims filed for attacks that require professional medical care.
How Will It Protect Me?
While a homeowner insurance policy may cover some costs, often companies will deny coverage for pet owners, particularly if the canine is considered a high-risk breed. This leaves you open to huge out-of-pocket expenses. With dog bite insurance, you can be protected if your pet injures another person. Policy limits typically range from $25,000 to $300,000, with the latter recommended for large dogs.
Can Anyone Get It?
Insurance is available in nearly every state. Find a policy that will cover all types of canines so you won’t be limited to which kind you can own. When you apply you may be asked to answer specific questions about your animal, such as its size and weight, so you can receive a personalized quote.
Even when an animal is usually friendly, any breed of dog can bite and it will if given enough provocation. Dog bite insurance can protect you from a financial burden if your pet injures someone.
Dog owners have a special kind of love for animals, despite the ups and downs of having a pup in the house. Pet owners will enjoy their time with their pups more if they do not need to worry about the uncertainties of dog ownership. That’s why a Florida covered canine policy is a good idea for all Florida families who live with dogs. Insuring against injuries caused by dogs gives pet owners peace of mind, and a happy family creates an environment for a happy dog.
What Is a Covered Canine Policy?
Even dogs that are normally calm and well-adjusted to their environments cannot help but attack if they are provoked or attacked first. However, no matter the reason their dogs bite, pet owners can be liable for the injuries. A covered canine policy is insurance that protects dog owners from lawsuits and medical bills when their pups cause an injury.
Who Qualifies for a Covered Canine Policy?
A quality insurance company should consider coverage no matter the size or breed of the dog. All Florida pet owners with dogs on their properties should investigate a Florida covered canine policy. The easiest way to start is by looking for free price quotes online.
Dogs bring so much happiness into a home, despite the occasional surprise behavior. Getting a covered canine policy can help pet owners handle these surprises. A happy and secure home is a great place for a dog to be happy.