Data breaches, credit card fraud, fraudulent websites, and identity theft all fall under the term cyber crime. Professional criminals, including hackers and con artists use tools such as:
- Fraudulent e-mails
- Network sniffers
- Internet cookies
- Scripting languages
- Software vulnerabilities, and
- Wireless networks to execute these crimes
Cyber crime insurance can help protect your business, and below are some practical tips that can be implemented to minimize security threats to your business, including explanations of several tools that computer criminals commonly use.
Use secure websites only
A secure website is one that has received a certificate of authentication from a certificate authority (CA). Businesses set up secure websites to assure their customers that the site is not fraudulent.
Identify suspicious e-mails
Quite often, e-mails received by your employees come from a different source than the company or entity they appear to be sent from. Although the sender may appear trustworthy, recipients should be aware that a con artist could construe the sender’s name in the header. Individuals should also note to whom the e-mail is addressed in the first line of text.
Those attempting to do harm to your company often send fraudulent e-mails stating, “Dear Customer,” “Dear Patron,” or “Dear Member,” because they do not know the recipient’s name. Any e-mail with an individual’s correct name in the first line of text can still be a hoax. Names can easily be acquired through many sources, including compromised company databases that contain personal information.
Disallow permanent cookies in web browsers
A “cookie” can contain non-sensitive information, such as a user’s favorite actor, at a movie database, or favorite author, at a bookseller’s website, or sensitive information, such as a user’s password to a site, credit card number, or account number.
Hackers try to steal cookies hoping they contain users’ confidential information. Users should enable the option on their web browsers to block cookies, eliminating the risks they may pose.
Secure wireless networks
In addition to having secure login passwords, wireless networks should also be encrypted. Wired encryption privacy (WEP), used for security in wireless networks, is not a secure protocol because it can be easily hacked. In choosing a wireless encryption protocol on a wireless router, users should opt for Wi-Fi protected access (WPA), either WPA1 or WPA2.
Install password management software
Password management software programs securely manage all website and network passwords by making them randomized and encrypted. These programs also securely maintain all passwords internally so users no longer have to write down or recall their passwords to the websites they frequent. Using password management products drastically minimizes password theft.
Your business may be at risk of cyber crime because of the many possible ways to infiltrate a company as illustrated here. Cyber crime insurance Orlando is your first line of defense.