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Debunking Common Car Insurance Myths

Debunking Common Car Insurance Myths

There are many myths surrounding car insurance. If you’re in the market for insurance, it helps to know what people believe and what the truth is. Here are some of the most common myths about car insurance in Sugar Land.

Car Color Affects Rate

The myth that color affects your rates is an old myth that people still believe. The color of the car doesn’t factor into the premium costs at all. Your model of car, your history and other factors contribute, but the car color doesn’t matter at all.

Borrowers Owe Damages

Some people believe that if someone borrows their car, then that person is liable for damages. This isn’t true. Your policy will have to pay out if it’s your friend’s fault. The policy always follows the car, rather than the driver.

Expensive Cars Cost More

Car insurance companies look at your history more than they look at the price of your vehicle. Not to mention, they look at the model. For instance, if you have an SUV that is more expensive than a sport’s car, the sport’s car may still be more expensive to insure than the SUV. When it comes to car insurance, there are a lot of myths that you need to know before you go into purchasing insurance. When looking for car insurance in Sugar Land, it’s better to be informed than to believe the myths.