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Essential Veterinary Professional Liability Insurance Options

Having sufficient veterinary professional liability insurance is imperative to the success and safety of your business. Here are some of the coverage options and terms that you need to know when you are looking for the best insurance plan and rates for you and your business.

General Liability

If one of your customers alleges that you or one of your employees damaged their property or caused bodily injury, then general liability will protect you from these claims. This is especially important in a veterinary practice since you and your employees will be working with customer property all the time.

Malpractice Liability

Unfortunately, accidents happen and because of this, you will need malpractice insurance to protect yourself from claims your customers might make alleging that you were negligent. Whether you actually made a mistake or not, where people’s pets are concerned, they are going to be feeling emotionally supercharged and when tensions run high they are more likely to make accusations. Malpractice protects you from these accusations and claims.

Commercial Property

Commercial property coverage protects your building and business property. If your building catches fire, or is burglarized or vandalized, this type of coverage will protect you and your practice. Finding the right coverage options and limits when it comes time to shopping for veterinary professional liability insurance is imperative. You will be more likely to find the best policy at an affordable rate when you work with an agent who has helped people in similar situations. You have a specialized practice and need coverage that is custom fit for you.