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Five Smart Endorsements For Commercial Auto Insurance

Transportation Insurance As a business owner, you have many things to focus on and often not enough time to do it all. You know the importance of good protection and want to have the best transportation insurance for your company possible. In addition to standard policy coverage for bodily injury, liability, medical and more, following are five additional endorsements that smart businesses look for with their commercial auto insurance coverage.

Rental Car Reimbursement

Being down a vehicle can cost you time and money—and potentially even lost business. Ensuring that you can get a replacement vehicle to use in the interim can make all the difference.

Physical Damage For Hired Auto With Loss Of Use Coverage

When you rent or lease a vehicle, this coverage provides collision and comprehensive benefits for the rented car or truck.

Auto Payment Coverage

If your vehicle is totaled as a result of an accident and you are still making loan or lease payments on it, this coverage pays the balance due to the lien holder.

New Auto Replacement Cost

When you have a new vehicle that has been totaled, your insurer will replace it without deducting the new car depreciation value.


Don’t leave your commercial vehicle stranded. Make sure your car—and driver—have access to towing at all times.

When shopping for your transportation insurance needs, be sure to ask your insurance advisor and agent about these extra coverage options. If you ever end up needing them, you will be more than glad you have them.