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Who Needs Aviation Insurance?

Large commercial airlines are the most common flight specialists needing aviation insurance, but who else should carry this niche insurance policy?  Whether you fly regularly or only a few times a year as a hobby, owning insurance for aviation can be a financial savior.


Charter Pilots


Even if you do not own your own plane, it is still a good idea to acquire aviation insurance. If an individual or organization charters a plane, they may not be covered by the owner’s insurance policy. In the event of an accident, the pilot would be liable for any personal injuries and damage to the plane.


Flight Instructors


Teaching novice pilots how to fly can be dangerous, and it is important to have a comprehensive insurance policy that covers the plane, instructor, and students as they learning. In case of an accident, it is also wise for any prospective student fliers to also carry their own insurance policy.


Light Sport Airplane (LSA) Fliers


If you own an airplane, it is important to purchase insurance to properly cover both yourself and your plane in case of an accident. An LSA is a costly asset, and the appropriate policy will protect your investment from any damage down the line.


When selecting your policy, it is important to make sure that your insurance company specializes in aviation insurance. There are strict FAA regulations that need to be adhered to when acquiring your insurance, and the right underwriter can give you all of the information you need to find the most suitable policy.


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