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Why You Should Consider Purchasing Truck Cargo Insurance

Truckers are often considered to be the backbone of North America. They keep our country running by transporting essential goods where they need to go.  However, owning a trucking business is not without risks. It is of the upmost importance that you are correctly covered in case something goes wrong. This is where truck cargo insurance comes in.

What is Covered By Truck Cargo Insurance?

Truck cargo insurance makes sure your cargo is protected in a variety of different scenarios. It covers damages of all kinds including damage from an accident or fire. Truck cargo insurance even covers cleanup if you are involved in an accident that causes your cargo to be spread all over the road. Truck cargo insurance can be purchased for a variety of different trucks including:

  • Dump trucks
  • Tractors
  • Cargo vans
  • Car haulers
  • Flatbeds

Some vehicles are not able to be covered by truck cargo insurance. These vehicles are:

  • Garbage trucks
  • Limosines
  • Hearses
  • Buses
  • Ice cream trucks
  • Passenger vans

What is Not Covered By Truck Cargo Insurance?

While you are offered an immense amount of protection for your cargo, there are some things that cannot be covered. Some of these types of cargo are:

  • Money
  • Jewelry
  • Live animals
  • Explosive material
  • Radioactive material

If you are the owner of a trucking business, you know that there are a lot of potential risks to your cargo. Having the right truck cargo insurance can make all the difference.